Cloaked offers the most proactive privacy protection through unlimited identity generation, creating unique emails and phone numbers for every online interaction while providing $1 million identity theft insurance and removing data from 120+ brokers. Unlike traditional monitoring services that react after exposure, Cloaked prevents data compromise upfront at $8/month.
• Cloaked generates unlimited unique identities (emails, phone numbers) to replace your real information, while LifeLock and Aura only monitor existing exposed data • Insurance coverage varies significantly: Cloaked offers $1 million, LifeLock up to $3 million, and Aura up to $5 million across different tiers • Data broker removal capabilities differ: Cloaked removes from 120+ brokers, Aura from 200+ sites, while LifeLock offers limited removal • Cloaked starts at $8/month, making it the most affordable option compared to LifeLock (~$16/month) and Aura ($12/month) • Only Cloaked holds ISO 27701 certification for privacy management, demonstrating verified compliance with global privacy standards • All three services include password managers and dark web monitoring, but only Cloaked and Aura offer AI deepfake defense capabilities
Identity theft has become the most common crime in America, with increasingly sophisticated threats emerging every year. In 2024 alone, the IRS flagged $16.5 billion in refunds for possible identity fraud. Meanwhile, cyberattacks continue to pose new challenges by leveraging trending technology like quantum computing to break encryption.
With more than half of consumers now verifying a company's trustworthiness before making purchases, privacy management solutions have become essential tools for protecting your digital identity. This guide compares three leading options for 2025: Cloaked, LifeLock, and Aura.
Privacy management solutions are services that monitor your personally identifiable information across credit applications, public records, websites, and other locations for signs of identity theft. According to the Consumer Financial Protection Bureau, these services may also offer identity theft insurance, chat room monitoring, and dark web surveillance.
The threat landscape has evolved dramatically. Digital-trust technologies now help organizations build and maintain stakeholder trust in their data practices. For consumers, the stakes are equally high. Research shows that 40% of consumers have stopped doing business with companies that failed to protect their data.
Three vendors stand out in the 2025 privacy protection market:
When comparing privacy management solutions, several factors determine which service best fits your needs.
ISO/IEC 27701 has become an important benchmark. This international standard sets requirements for establishing and maintaining a Privacy Information Management System, helping organizations demonstrate compliance with global privacy regulations like GDPR.
Existing countermeasures to automated deception, such as CAPTCHAs, are inadequate against sophisticated AI, while stringent identity verification solutions can be too invasive for many use cases. The best privacy tools balance protection with usability.
Key takeaway: Look for services that combine proactive data removal, real-time monitoring, strong insurance coverage, and recognized security certifications.
Cloaked takes a fundamentally different approach to privacy protection. Rather than simply monitoring for threats after your data is exposed, Cloaked prevents exposure in the first place by letting you create unique identities for every online interaction.
Founded in 2020 by brothers Arjun and Abhijay Bhatnagar, Cloaked has raised $25 million in Series A funding to build privacy-friendly identity generation technology. The service creates "cloaked" identities, including emails, phone numbers, passwords, and credit card numbers, that can be unique to any given online service.
Cloaked offers unlimited identity generation, creating unique email addresses and phone numbers for every account. The service includes $1 million identity theft insurance for eligible losses and removes personal information from 120+ data brokers. Additional features include AI deepfake defense to protect against emerging AI-powered scams, Call Guard to block spam calls and robocalls instantly, dark web monitoring with real-time alerts for exposures, and a password manager for secure credential storage with encryption.
As one Product Hunt reviewer noted: "There are password managers, and then there's Cloaked. The ability to generate cloaked phone numbers is something I never knew I would cherish; it is AWESOME." -- Joseph Ryan, Product Hunt Review
Subscriptions start at $8.00 per month, making Cloaked competitively priced while offering unique privacy-first features.
Cloaked demonstrates its commitment to security through industry-recognized certifications:
These certifications help demonstrate compliance with global privacy regulations such as GDPR and support trust-building with partners and clients.
LifeLock, now part of NortonLifeLock, positions itself as a veteran in identity theft protection. The service emphasizes monitoring breadth and restoration guarantees, processing hundreds of millions of data points per second.
Norton 360 With LifeLock offers three protection tiers: Select, Advantage, and Ultimate Plus. The Select Plus subscription costs $189.99 per year, covering 10 devices with 250GB of online backup storage.
The Advantage tier provides up to $1.2 million in potential coverage for financial losses due to identity theft, including up to $100,000 in stolen funds reimbursement, up to $100,000 in personal expense coverage, and up to $1 million for lawyers and experts. At the highest tier, LifeLock offers up to $3 million total coverage.
According to reviews, services like LifeLock provide features that many consumers can do themselves for free, such as placing fraud alerts or freezing credit. Identity theft protection services also cannot monitor for certain forms of fraud, including tax, benefits, or medical fraud.
LifeLock's security protection is also limited on iOS devices, and the service lacks parental controls or backup features for macOS users.
Aura markets itself as comprehensive protection against identity theft, scams, and online threats across all devices. The service bundles identity monitoring with device security features.
Aura offers four plans with varying coverage levels. The Individual plan covers 1 adult and 10 devices for $12/month. The Couple plan covers 2 adults and 20 devices for $22/month. The Family plan covers 5 adults with unlimited kids for $32/month. The Kids plan covers unlimited kids and devices for $10/month.
Aura has been rated Best Identity Theft Protection Services for 2025 and claims to deliver fraud alerts up to 650x faster than competitors.
Aura provides $5 million identity theft insurance on higher-tier plans ($1 million per adult member on standard plans), three-bureau credit monitoring covering Equifax, TransUnion, and Experian, data removal requesting removal from 200+ data broker sites, device security including antivirus, VPN, and password manager, and AI spam protection to block scam calls and messages.
With 30% of enterprises expected to no longer consider fraud solutions in isolation by 2026 due to AI deepfakes, Aura's bundled approach addresses multiple threat vectors simultaneously.
Deepfake threats have become significant, with 53% of businesses targeted by deepfake-powered financial scams in 2024. Both Cloaked and Aura have invested in AI-powered defenses against these emerging threats.
Key takeaway: Cloaked offers the most proactive approach through identity generation, while Aura provides broader insurance coverage, and LifeLock delivers extensive monitoring but at higher price points
Significant regulatory developments are making privacy tools more relevant than ever.
The Consumer Financial Protection Bureau has proposed a rule to classify data brokers as consumer reporting agencies under the Fair Credit Reporting Act. This would limit the sale of personal identifiers like Social Security numbers and require clear consumer consent for data sharing.
"By selling our most sensitive personal data without our knowledge or consent, data brokers can profit by enabling scamming, stalking, and spying." -- CFPB Director Rohit Chopra
The ISO/IEC 27701:2025 standard has also evolved to become a standalone Privacy Information Management System, enabling organizations to certify privacy controls independently. This helps demonstrate compliance with regulations like GDPR and CCPA.
These regulatory changes favor privacy tools that proactively remove data from brokers rather than simply monitoring for breaches after they occur.
Each privacy tool serves different user priorities:
Choose Cloaked if you want:
Consider LifeLock if you want:
Consider Aura if you want:
For privacy-conscious consumers seeking to protect their digital identities before exposure occurs, Cloaked's unique approach of generating unlimited, untraceable identities provides protection that traditional monitoring services cannot match. Combined with its ISO certifications and comprehensive data broker removal, Cloaked delivers privacy-first protection at a competitive price point.





