Cloaked vs IDX: Privacy and Identity Protection Comparison

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Feature	Cloaked	IDX
Identify exposed data	Yes	Yes
Remove exposed data	Yes	Yes
Prevent data theft	Yes	No
Privacy Insurance	Yes	Yes

Introduction

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With the rise of online threats, choosing the right privacy and identity protection service is critical. Cloaked and IDX are two leading solutions that cater to different aspects of privacy protection. While Cloaked emphasizes data masking, identity theft prevention, and aliases, IDX offers a mix of identity monitoring, credit protection, and data removal services.

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This comparison examines Cloaked and IDX in terms of features, pricing, pros and cons, and the best use cases to help you find the solution that best fits your needs.

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Product Overview

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Cloaked

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Cloaked is an all-encompassing privacy tool designed to provide comprehensive protection for your personal information.

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Key Features:

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• Email and phone number aliases: Mask your real contact details during communication.

• Masked payments: Beta feature that hides payment details during transactions.

• Identity theft insurance: $1 million per user.

• Risk scans: Free and comprehensive.

• Password management: Securely store and manage passwords.

• Call Guard: AI-powered call screening and spoof protection that blocks spam/scam calls and lets you safely manage phone communications.

• Dark Web Monitoring: Proactively scans the dark web for leaked credentials, SSNs, and other sensitive information, alerting you in real time.

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Upcoming Features:

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• VPN: For safe browsing.

• AI Defense: For advanced threat detection.

• Cloaked Pay: For enhanced masked payment solutions.

• Email Cleaner: Advanced email cleaner for sorting out inbox.

• Virtual Cards: For secure payments.

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IDX

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IDX specializes in identity protection, offering a mix of identity monitoring, credit monitoring, and data removal services.

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Key Features by Plan:

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• IDX Identity: Focused on identity monitoring, identity theft insurance, and social media monitoring.

• IDX Privacy: Data removal (ForgetMe), password management, and VPN.

• IDX Complete: Combines identity monitoring and privacy protection with credit monitoring, password management, and VPN.

• CyberScan (Dark Web Monitoring): Scans the dark web for exposed SSNs, logins, and personal information.
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Feature Comparison

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Feature	Cloaked	IDX
Pricing	Starting at $8.00/Month	Starting at $10.75/Month
Email Aliases	Yes	No
Phone Number Aliases	Yes (+ eSIM support)	No
Masked Payment Method	Yes (Beta)	No
Password Management	Yes	Yes (Complete & Privacy plans)
Data Removal	Yes	Yes (Privacy & Complete plans)
Identity Monitoring	No	Yes (Identity & Complete plans)
Social Media Monitoring	No	Yes (Identity & Complete plans)
Malware / Spam Detection	No	No
Call Guard (AI call blocking & spoof protection)	Yes (dedicated, real-time blocking)	No
Dark Web Monitoring	Yes (real-time alerts)	Yes (CyberScan – Identity & Complete plans)
Virtual Cards	Yes (coming soon)	No
Risk Scan	Comprehensive & free	No
Identity Theft Insurance	$1M per user	Up to $1 Million
VPN	Upcoming	Yes (Complete & Privacy plans)
Credit Monitoring	No	Yes (Complete plan only)
Upcoming Features	VPN, Email Cleaner, AI Defence	None major

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Key Takeaways:

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1. Cloaked offers unique privacy tools such as email/phone aliases, masked payments, Call Guard, and dark web monitoring, which are not available together in IDX plans.

2. IDX focuses on identity and credit monitoring, with dark web monitoring via CyberScan, making it suitable for users who prioritize financial security.

3. Cloaked’s Call Guard provides real-time protection against scam calls, a feature missing in IDX.

4. Both Cloaked and IDX provide dark web monitoring, but Cloaked combines it with broader privacy-first features like aliases and masked payments.

5. Cloaked’s upcoming VPN and AI Defense expand its scope beyond IDX’s coverage.

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Pricing Comparison

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Cloaked Pricing

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IDX Pricing

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Pricing Insights:

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• Cloaked’s Individual plan ($9.99/month) is comparable to IDX Identity ($9/month) but offers more privacy features, including aliases and masked payments.

• IDX Complete is significantly more expensive ($32/month) but includes credit monitoring, VPN, and private browsing.

• Cloaked’s family plan is more cost-effective than IDX’s family options, offering better value for households.

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Pros and Cons

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Cloaked

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Pros:

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• Offers unique privacy tools like email and phone aliases, masked payments, and Call Guard.

• Dark Web Monitoring helps catch exposed credentials and personal info early.

• Identity theft insurance included in all plans.

• Free and comprehensive risk scans.

• Affordable family and couple plans.

• Upcoming features like Virtual Cards, VPN, Email Cleaner, and AI Defense add long-term value.
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Cons:

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• Lacks built-in credit monitoring and financial tracking features.

• VPN and some advanced tools are still in development.

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IDX

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Pros:

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• Strong identity monitoring features with dark web scans (CyberScan) and credit monitoring (Complete plan).

• Integration of VPN and private browsing tools.

• Flexible family coverage for up to five minors.

• Social media monitoring available in Identity and Complete plans.

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Cons:

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• No privacy-first tools like aliases, masked payments, or Call Guard.

• Premium plans are costly compared to Cloaked’s value-driven options.

• Risk scans and free-tier options are not available.

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Best Use Cases

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Cloaked is Best For:

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• Individuals and families seeking comprehensive privacy tools like aliases, masked payments, and Call Guard to block scam calls and protect communication.

• Users who want dark web monitoring combined with other privacy-first protections, rather than just financial alerts.

• Those who prioritize affordable, long-term privacy solutions with proactive features like risk scans and $1 million identity theft insurance.

• Privacy-conscious users looking ahead to upcoming tools such as VPN, AI Defense, and Email Cleaner.

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IDX is Best For:

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• Users focused on identity and credit monitoring.

• Individuals who want traditional credit protection features such as credit monitoring, social media monitoring, and fraud alerts.

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Conclusion

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Cloaked and IDX both provide valuable protection, but they take very different approaches.

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• Cloaked is privacy-first. It combines innovative tools like Call Guard (to block spam and spoofed calls), Dark Web Monitoring, aliases, masked payments, and comprehensive risk scans. With affordable individual, couple, and family plans, Cloaked is ideal for users who want proactive, everyday privacy protection that goes beyond credit monitoring. Its roadmap of upcoming features like VPN, AI Defense, and Email Cleaner makes it a forward-looking choice for long-term digital security.

• IDX, on the other hand, is identity- and credit-focused. Its CyberScan dark web monitoring, credit monitoring, and family plan options make it strong for households concerned with financial security and credit health. However, it lacks Cloaked’s communication and privacy-masking tools such as Call Guard, email aliases, and masked payments, and its premium plans are more expensive.

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For most users, especially those looking to take control of their digital privacy while also guarding against identity theft, Cloaked provides greater value and broader protection. IDX remains a solid option for users primarily interested in credit and identity monitoring with family coverage.

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Explore Cloaked’s plans here to secure your digital privacy today!

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Glossary of Terms

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       1. Email Aliases: Temporary email addresses that forward messages to your inbox, protecting your primary email.

       2. Masked Payment Method: Virtual payment cards that protect your real financial information during transactions.

       3. Data Removal: Process of requesting the deletion of personal information from online data brokers.

       4. Identity Monitoring: Alerts for suspicious activity involving your personal information, such as breaches or misuse.

       5. Risk Scan: A comprehensive analysis of vulnerabilities related to your online data.

       6. VPN (Virtual Private Network): Encrypts internet traffic, ensuring safe and private online activity.

       7. Credit Monitoring: Tracks changes to your credit report and alerts you to potential fraud.

       8. Social Media Monitoring: Scans your social media for signs of privacy risks or misuse.

       9. Call Guard – AI-powered call screening and spam-blocking to stop scammers in real time.

       10 .Dark Web Monitoring – Real-time detection and alerts if your personal data (including SSNs and credentials) appear on the dark web.