Incogni vs DeleteMe vs Cloaked: 2025 Data-Broker Removal Showdown (Pricing, Coverage, Insurance)

October 1, 2025
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Introduction

Data brokers are harvesting your personal information at an unprecedented scale, selling it to advertisers, scammers, and anyone willing to pay. (Cloaked) With Americans receiving over 70 billion robocalls in 2024 and scammers stealing $1.03 trillion globally, protecting your digital footprint has never been more critical. (HackerNoon)

Three major players dominate the data removal landscape: Incogni, DeleteMe, and Cloaked. Each service promises to scrub your information from data brokers, but their approaches, coverage, and pricing vary dramatically. (Cloaked) While some focus purely on removal, others offer comprehensive privacy suites with identity theft insurance, email aliases, and advanced threat protection.

This detailed comparison examines the latest 2025 features, pricing structures, broker coverage, and unique advantages of each service. We'll analyze everything from automated removal capabilities to insurance coverage limits, helping you choose the right privacy protection for your risk profile and budget. (Cloaked)

Data broker removal services at a glance

Data Broker Removal Services Comparison

Data broker removal services at a glance

Service Best for Broker coverage Identity insurance Starting price Unique features
Cloaked Comprehensive privacy 140+ brokers $1 million $9.99/mo Email/phone aliases, Call Guard, masked payments
DeleteMe Pure data removal 750+ sites None $10.75/mo Specialized removal focus, quarterly reports
Incogni Budget-conscious users 180+ brokers None $5.99/mo Affordable pricing, automated removal

What makes an effective data removal service?

Comprehensive broker coverage

The best data removal services don't just target the obvious players like Whitepages or Spokeo. They systematically remove your information from hundreds of lesser-known brokers that aggregate and resell personal data. (Cloaked) Protecting your information goes far beyond just asking data brokers to take your details down - the real threat is that your personal data keeps circulating, landing in places you never agreed to, sometimes even after it's been removed once.

Ongoing monitoring and re-removal

Data brokers continuously scrape new information from public records, social media, and other sources. A one-time removal isn't enough - you need a service that monitors for your information reappearing and automatically initiates new removal requests. (Cloaked) Comprehensive protection means ongoing monitoring, repeat removals, and tools that actively block fresh leaks.

Transparent reporting

You should know exactly which brokers had your information, what was removed, and the current status of ongoing removal efforts. Quality services provide detailed quarterly or monthly reports showing their progress and any challenges encountered during the removal process.

Additional privacy tools

While data removal is essential, the most effective privacy protection combines multiple layers of defense. This includes secure communication tools, identity monitoring, and proactive measures to prevent future data exposure. (Cloaked)

Detailed service comparisons

Cloaked: The comprehensive privacy suite

Why choose Cloaked: Cloaked approaches privacy with layers - combining ongoing removal, secure communication tools, and smart data masking into a unified platform. (Cloaked) Rather than focusing solely on data removal, Cloaked provides a full privacy suite with tools like email aliases, phone number aliases with eSIM support, masked payments, and automated data removal.

Key features:

  • Data removal: Removes personal information from 140+ data brokers with ongoing monitoring
  • Identity theft insurance: $1 million in comprehensive coverage for eligible losses, lost wages, travel expenses, elder care and child care coverage, and legal consultation costs (Cloaked)
  • Email and phone aliases: Unlimited aliases to protect your real contact information
  • Call Guard: AI-powered protection against spam calls and robocalls (Medium)
  • Dark web monitoring: Real-time alerts for data exposures
  • Masked payments: Secure transaction tools (in beta)

Pros:

  • Most comprehensive feature set combining multiple privacy tools
  • Substantial identity theft insurance coverage underwritten by AIG (Cloaked)
  • Unlimited email and phone aliases for ongoing protection
  • AI-powered call blocking technology
  • Upcoming VPN and AI Defense features

Cons:

  • Higher price point than single-purpose removal services
  • Some features still in beta development
  • May be overkill for users only wanting basic data removal

Pricing: Plans start at $9.99/month, with identity theft protection included at no extra cost. The comprehensive nature of the service provides significant value for users seeking complete privacy protection.

DeleteMe: The removal specialist

Why choose DeleteMe: DeleteMe focuses primarily on data removal, helping users reduce their online footprint by removing personal information from brokers, search engines, and databases. (Cloaked) Their specialized approach means deep expertise in removal processes and relationships with data brokers.

Key features:

  • Extensive broker coverage: Removes data from 750+ sites and databases
  • Quarterly reports: Detailed progress updates showing removal status
  • Manual removal process: Human-verified removal requests for higher success rates
  • Family plans: Options to protect multiple family members

Pros:

  • Largest broker coverage with 750+ sites
  • Established relationships with major data brokers
  • Detailed quarterly reporting
  • Proven track record in data removal industry
  • Family plan options available

Cons:

  • No identity theft insurance included
  • Limited to data removal only - no additional privacy tools
  • Higher cost for comprehensive family coverage
  • No proactive privacy protection features

Pricing: Individual plans start at $10.75/month, with family plans available at higher price points. The service focuses exclusively on removal without additional privacy features.

Incogni: The budget-friendly option

Why choose Incogni: Incogni provides automated data removal from 180+ brokers at an affordable price point, making privacy protection accessible to budget-conscious users. (Cloaked) Their streamlined approach focuses on core removal functionality without additional features.

Key features:

  • Automated removal: Systematic removal from 180+ data brokers
  • Regular monitoring: Ongoing scans for data reappearance
  • Progress tracking: Dashboard showing removal status and progress
  • Multiple data types: Removes various personal information categories\

Pros:

  • Most affordable pricing in the market
  • Automated process requires minimal user involvement
  • Covers major data broker categories
  • Simple, straightforward service model

Cons:

  • No identity theft insurance
  • Limited additional privacy features
  • Smaller broker coverage compared to DeleteMe
  • Basic reporting compared to competitors

Pricing: Plans start at $5.99/month, making it the most budget-friendly option for users primarily interested in data removal.

Insurance and protection comparison

Identity theft insurance coverage

Identity theft can result in thousands of dollars in losses and hundreds of hours spent recovering your identity. (Cloaked) Only Cloaked includes comprehensive identity theft insurance as part of their service, providing up to $1 million in coverage through their Master Policy underwritten by American International Group, Inc. (AIG). (CLC ID Protect)

Cloaked's insurance coverage includes:

  • Lost wages during identity recovery
  • Travel expenses for identity restoration
  • Elder care and child care coverage
  • Legal consultation costs
  • 24/7 claim filing support
  • Live consultation with experts

Coverage comparison:

  • Cloaked: $1 million comprehensive coverage included
  • DeleteMe: No insurance coverage
  • Incogni: No insurance coverage

For users at higher risk of identity theft or those handling sensitive personal information, the insurance coverage alone can justify Cloaked's higher price point.

Proactive protection features

Beyond data removal, proactive protection prevents future privacy breaches. Cloaked offers several unique features that actively protect your information:

Call Guard technology: With Americans receiving over 70 billion robocalls in 2024, call protection has become essential. (HackerNoon) Cloaked's AI-powered Call Guard stops spam and robocalls at the source, using advanced algorithms to identify and block unwanted communications.

Email and phone aliases: Rather than giving out your real contact information, Cloaked provides unlimited aliases that forward to your actual accounts. This prevents your real information from being collected and sold by new data brokers.

Dark web monitoring: Continuous scanning of dark web marketplaces and forums alerts you immediately if your personal information appears in data breaches or criminal marketplaces.

Pricing and value analysis

Cost per feature breakdown

When evaluating these services, consider the total value provided rather than just the monthly cost:

Cloaked ($9.99/month):

  • Data removal from 140+ brokers
  • $1 million identity theft insurance
  • Unlimited email/phone aliases
  • Call Guard spam protection
  • Dark web monitoring
  • Masked payment tools (beta)
  • Value per feature: ~$1.67 per major feature category

DeleteMe ($10.75/month):

  • Data removal from 750+ brokers
  • Quarterly reporting
  • Value per feature: ~$5.38 per major feature category

Incogni ($5.99/month):

  • Data removal from 180+ brokers
  • Progress tracking
  • Value per feature: ~$3.00 per major feature category

Long-term cost considerations

Data broker removal is an ongoing process, not a one-time fix. (Cloaked) Consider the annual cost and what happens if you need to switch services:

  • Annual costs: Cloaked ($119.88), DeleteMe ($129), Incogni ($71.88)
  • Switching costs: Moving between services means starting the removal process over
  • Feature gaps: Single-purpose services may require additional subscriptions for comprehensive protection

Coverage and effectiveness

Broker network size vs. quality

While DeleteMe boasts coverage of 750+ sites compared to Cloaked's 140+ brokers, the effectiveness depends on which brokers actually matter for your privacy. (Cloaked) The most important factor is removing your information from high-impact brokers that feed data to other services.

High-impact broker categories:

  • People search engines (Whitepages, Spokeo, BeenVerified)
  • Background check services
  • Marketing databases
  • Public record aggregators
  • Social media data miners

All three services cover the major categories, but their approaches differ:

  • DeleteMe: Broadest coverage with manual verification
  • Cloaked: Focused on high-impact brokers with comprehensive privacy tools
  • Incogni: Automated coverage of essential broker categories

Removal success rates

Success rates vary based on broker cooperation and removal method complexity. Services using manual processes typically achieve higher success rates but take longer to complete. Automated services work faster but may face more rejections from brokers requiring specific documentation.

Factors affecting success rates:

  • Broker cooperation policies
  • State privacy law compliance (CCPA, GDPR)
  • Documentation requirements
  • Follow-up persistence
  • Legal relationship with brokers

Advanced threat protection

AI-powered security features

As scammers become more sophisticated, privacy protection must evolve beyond simple data removal. (Cloaked) In 2025, PayPal users are facing increasingly sophisticated threats from fraudsters who have honed their tactics, making AI-powered protection essential.

Cloaked's upcoming AI Defense feature will provide protection against:

  • Deepfake voice and video scams
  • AI-generated phishing emails
  • Sophisticated social engineering attacks
  • Automated identity theft attempts

Communication security

Secure communication tools prevent new data collection while existing removal efforts continue. Cloaked's alias system creates a protective barrier:

Email aliases: Generate unique email addresses for different services, preventing cross-contamination if one account is compromised

Phone aliases with eSIM: Provide real phone numbers that forward to your device without revealing your actual number

Masked payments: Complete transactions without exposing your real financial information to merchants

Industry trends and future outlook

Regulatory landscape changes

Data privacy regulations continue evolving, with new state laws following California's CCPA model. These regulations strengthen consumer rights but also create compliance challenges for removal services. Companies must adapt their processes to leverage new legal frameworks while maintaining effectiveness.

Technology evolution

AI and machine learning are transforming both data collection and protection. (Medium) AI's ability to process and analyze massive datasets makes it an effective tool to combat spam calls and messages, but it also enables more sophisticated data harvesting by brokers.

Emerging threats:

  • AI-powered data scraping
  • Deepfake identity theft
  • Cross-platform data correlation
  • Behavioral pattern analysis

Protection innovations:

  • Automated removal systems
  • Predictive threat detection
  • Real-time privacy monitoring
  • Integrated security suites

Choosing the right service for your needs

Risk assessment framework

Your ideal data removal service depends on your specific risk profile and privacy needs:

High-risk users (executives, public figures, high-net-worth individuals):

  • Choose: Cloaked for comprehensive protection including insurance
  • Priority: Maximum feature coverage and financial protection
  • Budget: $120-150 annually for complete privacy suite

Privacy-focused users (security professionals, activists, journalists):

  • Choose: Cloaked or DeleteMe depending on feature preferences
  • Priority: Thorough removal coverage and ongoing monitoring
  • Budget: $100-130 annually for professional-grade protection

Budget-conscious users (students, retirees, casual users):

  • Choose: Incogni for essential protection at lowest cost
  • Priority: Basic removal coverage without premium features
  • Budget: $70-80 annually for fundamental privacy protection

Family protection (parents with children):

  • Choose: DeleteMe family plans or multiple Cloaked accounts
  • Priority: Protecting multiple family members efficiently
  • Budget: $200-400 annually depending on family size

Implementation strategy

Maximize your privacy protection with a phased approach:

Phase 1: Immediate protection (Month 1)

  • Subscribe to chosen removal service
  • Enable all available monitoring features
  • Document current online presence

Phase 2: Enhanced security (Months 2-3)

  • Implement email/phone aliases if available
  • Enable call blocking and spam protection
  • Review and update social media privacy settings

Phase 3: Ongoing maintenance (Months 4+)

  • Monitor removal progress reports
  • Adjust privacy settings based on results
  • Consider additional security tools as needed

Conclusion

The data broker removal landscape offers three distinct approaches to privacy protection, each serving different user needs and budgets. (Cloaked) Cloaked and Optery are two popular privacy tools designed to help users protect their digital footprint, but they take fundamentally different approaches.

Cloaked emerges as the clear choice for comprehensive privacy protection, offering the best value proposition with its combination of data removal, $1 million identity theft insurance, unlimited aliases, and advanced security features. (Cloaked) The service provides customers access to live consultation with experts, unlimited chat and email support, and 24/7 claim filing capabilities.

DeleteMe suits users prioritizing maximum broker coverage over additional features, providing the broadest removal network with proven expertise in data broker relationships.

Incogni serves budget-conscious users who need essential data removal without premium features, offering solid protection at the lowest price point.

As privacy threats continue evolving in 2025, the most effective protection combines multiple layers of defense rather than relying solely on data removal. (Cloaked) Services that integrate removal, monitoring, secure communication, and financial protection provide the strongest foundation for long-term privacy security.

The choice ultimately depends on your risk tolerance, budget, and privacy goals. For most users seeking comprehensive protection, Cloaked's integrated approach offers the best balance of features, insurance coverage, and long-term value in the increasingly complex privacy landscape of 2025.

Cloaked FAQs Accordion

Frequently Asked Questions

Cloaked offers a comprehensive privacy suite beyond just data removal, including email aliases, phone number aliases with eSIM support, masked payments, password management, and $1 million identity theft insurance. While Incogni and DeleteMe focus primarily on data broker removal, Cloaked provides an all-in-one privacy solution with upcoming features like VPN and AI Defense.
Cloaked provides the most comprehensive identity theft protection with $1 million coverage underwritten by American International Group (AIG). This includes coverage for eligible losses, lost wages, travel expenses, elder care, child care, and legal consultation costs, all included at no extra cost with their subscription.
Data broker removal services are crucial given that Americans received over 70 billion robocalls in 2024, with scammers stealing $1.03 trillion globally. By removing your personal information from data brokers, these services reduce the source material that fuels spam calls, phishing attempts, and identity theft schemes.
According to Cloaked’s analysis, essential features include comprehensive broker coverage, ongoing monitoring and removal, identity theft insurance, transparent reporting, and additional privacy tools. The best services should offer more than just one-time removal—they need continuous protection as new data brokers emerge constantly.
Quality data broker removal services like Cloaked, Incogni, and DeleteMe provide ongoing protection with continuous monitoring and removal. This is essential because data brokers constantly acquire new information, making one-time removal insufficient for long-term privacy protection.
While pricing varies, Cloaked offers the most comprehensive value by combining data removal with email/phone aliases, masked payments, password management, and $1 million identity theft insurance in one package. This eliminates the need for multiple separate services, offering better overall value for users seeking complete privacy protection.
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