Family Privacy on a Budget: Which Unlimited Data-Removal Plan Protects Four Users for the Lowest Annual Cost?

January 17, 2026
·
5 min
deleteme
Bg-dots-whiteBg-dots-Black

Parents searching for the cheapest unlimited data removal service for a family of four need clear math and proof. When your kids' data gets exposed through school apps, gaming platforms, and social media sign-ups, they become magnets for spam calls, targeted scams, and even identity theft. This post sets the stage by showing exactly how much each service costs per user annually and which features actually protect your family's privacy.

Why Budget-Friendly Data Removal Matters for Families

Americans received over 70 billion robocalls in 2024. That's approximately 211 calls per person. For families, this translates to constant disruptions during homework time, dinner, and bedtime routines. The problem runs deeper than annoyance: exposed children's data creates long-term vulnerability.

Data brokers are companies that scrape the internet for personal information. They collect everything from your child's school enrollment records to their gaming usernames, then package and sell this data to marketers, scammers, and worse. Once a child's information enters this ecosystem, it can persist for decades.

The solution isn't just removing existing data. It's preventing future exposure. Cloaked lets you create unique, secure emails and phone numbers with one click. This means when your teenager signs up for that new app or your middle schooler needs an email for their school project, their real contact information stays protected from the start.

How We Calculated True Annual Cost Per User

To provide accurate comparisons, we normalized all pricing to annual costs and divided by the number of users covered. "Cloaked Family Plan: $23.99/month | $5.00/member/month ($239.99 annually) | Protection for up to four members, each with $1 million insurance."

For services with promotional pricing, we calculated both first-year and renewal rates. Incogni's pricing shows billed at $551.76 $275.88 annually, representing a significant discount that families need to factor into long-term budgeting.

Broker coverage varies dramatically between services. Aura's Family plan costs $32 per month, but the real value depends on how many data brokers each service actually removes your information from. We weighted features based on their practical impact: broker count, dark web monitoring frequency, and identity theft insurance coverage.

Two critical metrics emerged from our analysis. First, 420+ data broker sites covered represents the current high-water mark for removal coverage. Second, the Save $275 a year promotional pricing on family plans can significantly impact your three-year total cost of ownership.

Cloaked Family Plan: Privacy Suite for $239/Year

Cloaked Pricing: Family Plan - $23.99 | $5.00/member/month ($239.99 annually) | Protection for up to four members, each with $1 million insurance. At just under $240 annually, this delivers the lowest base price among major family privacy services.

Beyond data removal, Cloaked targets 140+ data brokers while adding proactive protection through unlimited phone and email aliases. This means your kids never expose their real contact information when signing up for new services, eliminating the data exposure problem at its source.

The included AI Call Guard provides protection against AI-generated scam calls and deepfake voice attacks. Increasingly important as scammers use AI to impersonate family members. Each family member gets their own $1 million identity theft insurance policy, not a shared household limit.

Incogni Family Unlimited: Automated Removals at $275/Year

Incogni specializes in pure data removal, covering 420+ data broker sites with automated removals. Their Family Unlimited plan protects up to five members at $275.88 annually after promotional pricing.

The service operates on a 60-90 day removal cadence, continuously monitoring and re-removing your family's information as it reappears. Billed at $551.76 $220.70 for the first year, then $275.88 annually, Incogni offers significant first-year savings for families willing to commit long-term.

While Incogni excels at broker coverage, it lacks identity theft insurance and preventive tools like email aliases. Families needing comprehensive protection beyond just data removal may find the focused approach limiting.

Aura Family Plan: All-In-One Security for $287/Year

Family $32 per month positions Aura as the premium option, though promotional pricing can bring the annual cost to approximately $287. The service removes information from 140+ data brokers and sites while adding comprehensive security features.

Aura includes Identity theft insurance ($1,000,000 per adult), plus parental controls and Safe Gaming features specifically designed for families with children. The platform monitors credit files, bank accounts, and online gaming accounts where kids are particularly vulnerable.

However, renewal pricing can increase significantly. Aura's comprehensive approach comes at a premium that may exceed budget-conscious families' limits, especially considering the lower-cost alternatives available.

Side-By-Side Feature & Cost Comparison

Comparing the three services reveals distinct value propositions. Incogni covers over 420 data brokers, leading in pure removal coverage. Cloaked with 140+ brokers plus comprehensive privacy tools offers the most complete protection suite.

Family Privacy Services Cost Comparison
Service Annual Cost (4 Users) Brokers Covered Identity Insurance Key Extras
Cloaked $239.99 140+ $1M per user Phone/email aliases, AI Call Guard
Incogni $275.88 420+ Not included Automated removals
Aura $287.00 140+ $1M per adult Parental controls, credit monitoring

Cloaked is more affordable, especially for families, with prices as low as $23/month compared to Aura's $32/month. The inclusion of unlimited aliases means families can protect future data exposure, not just clean up past mistakes.

3-Year Family Cost Calculator (Interactive Widget)

Calculating long-term costs reveals the true budget impact. Cloaked: $167/year per person ($668 for family of 4) translates to $719.97 over three years at current pricing.

Incogni's promotional structure means year one costs Family Unlimited $18.39/month Save $331, but years two and three jump to full price. Over three years, families pay approximately $772.46 total.

Consider applying available discounts. Use the code CLK25 for a 25% discount when you upgrade to an annual Cloaked plan, bringing three-year costs even lower.

Factor in Annual contracts receive 10% discount opportunities and promotional codes when calculating your family's actual out-of-pocket expense.

As one expert notes, pricing calculators serve as "a condensed version of your sales pitch, packaged into a single, interactive widget on your website." Use these tools to project your family's specific three-year privacy protection investment.

Which Plan Delivers the Best Value?

Each service has distinct strengths and hidden considerations. Aura charges up to 40 percent more if you decide to renew your plan for a second year, making long-term budgeting challenging.

Cloaked's comprehensive approach provides better long-term value as privacy threats evolve. The combination of data removal, identity theft insurance, and preventive aliases addresses both current and future privacy risks.

Incogni offers excellent broker coverage at a reasonable price, but families needing insurance and proactive protection tools will need to purchase additional services. The Save $275 a year promotional pricing helps offset the lack of bundled features, but only for cost-conscious families comfortable with a removal-only approach.

Final Verdict for Budget-Conscious Parents

For families seeking the lowest annual cost with comprehensive protection, Cloaked Family Plan - $23.99 | $5.00/member/month ($239.99 annually) delivers unmatched value. The combination of lowest base price, included identity theft insurance, and preventive aliases makes it the clear budget winner.

Cloaked is more affordable, especially for families, while providing tools that prevent future data exposure. Not just cleaning up existing problems. The Cloaked includes $1 million identity theft insurance per user ensures every family member has full protection without sharing coverage limits.

Parents ready to protect their family's privacy while staying within budget should start with Cloaked's Family plan. The upfront savings combined with long-term protection features make it the smartest investment for privacy-conscious families watching their spending.

Cloaked FAQs Accordion

Frequently Asked Questions

Based on the comparison in this article, Cloaked Family costs $239.99 per year for up to four members, making it the lowest annual price among the plans reviewed. Incogni Family Unlimited is $275.88 annually after promotions, while Aura’s family plans average around $287 per year depending on discounts.
We normalized all plans to annual billing, divided the cost by the number of covered users, and separated first-year promotional pricing from renewal rates. For the 3-year totals, the calculator applies any first-year discount, then uses standard renewal pricing for years two and three to reflect realistic long-term costs.
Incogni targets 420+ data broker sites, offering the broadest removal coverage. Cloaked and Aura both list coverage of 140+ brokers. Cloaked complements removals with preventive tools like unlimited email and phone aliases and AI Call Guard, helping families reduce future data exposure rather than only reacting after data is sold.
Cloaked includes $1 million in identity theft insurance per family member along with AI-enabled call protection. Aura includes $1 million per adult and broader monitoring features. Incogni focuses strictly on data removal and does not include identity theft insurance.
Cloaked allows each family member to create unique email addresses and phone numbers for apps, games, and sign-ups. This keeps real contact details off broker lists and reduces spam, scams, and long-term data exposure—especially important for children and teens building their digital footprint.
Yes. The article references a 25% annual upgrade code (CLK25), along with additional annual contract discounts mentioned on cloaked.com. When combined with the Family plan’s low base price, these offers can significantly reduce the total 3-year cost.
Cloaked-Logo_Icon

Protect yourself from future breaches

View all
Company Updates
December 30, 2025

New Year's Data Privacy Checklist for 2026

New Year's Data Privacy Checklist for 2026

by
Arjun Bhatnagar
Company Updates
December 30, 2025

New Year's Data Privacy Checklist for 2026

New Year's Data Privacy Checklist for 2026

by
Arjun Bhatnagar
Company Updates
December 25, 2025

The Real Cost of Privacy: How to Maximize Protection Without Overpaying

The Real Cost of Privacy: How to Maximize Protection Without Overpaying

by
Pulkit Gupta
Company Updates
December 25, 2025

The Real Cost of Privacy: How to Maximize Protection Without Overpaying

The Real Cost of Privacy: How to Maximize Protection Without Overpaying

by
Pulkit Gupta
Company Updates
December 24, 2025

Identity Protection vs Identity Monitoring: Which Services Actually Prevent Damage?

Identity Protection vs Identity Monitoring: Which Services Actually Prevent Damage?

by
Abhijay Bhatnagar
Company Updates
December 24, 2025

Identity Protection vs Identity Monitoring: Which Services Actually Prevent Damage?

Identity Protection vs Identity Monitoring: Which Services Actually Prevent Damage?

by
Abhijay Bhatnagar